New Joiners - Welcome to TPT

Starting your pension journey

Hello and welcome to TPT! We’re one of the UK’s leading providers of workplace pensions with more than 75 years of pensions expertise.

With this heritage come a huge amount of experience so you can rest easy knowing that your pension is in good hands.

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Why do I have a pension with TPT?

By law, employers need to offer a workplace pension and enrol employees who meet certain criteria and your employer has chosen TPT as their workplace pension provider. Find out more about auto enrolment using the link below.

  • How does TPT manage my money?

    When you invest, you are putting your money into something with the goal of growing it over time. That ‘something’ could be a company, property, bonds or cash deposits. You can use your pension savings to invest your money in one or more of these things through investment funds. Any profits you make from investing are known as ‘returns’ and will grow your pension over time. However, it is important to remember that positive returns are not guaranteed and that the value of investments can go up as well as down.

    When you join TPT your savings will be invested in one of our target date funds (TDFs), unless you choose to switch to a different investment choice. TDFs invest your money differently as you get older. This gives your money a better chance to grow in the early years and hold its value as you get closer to taking your pension.

    Many of our members choose to stay in the TDF, where everything is taken care of for them. However, If you want to take a more hands-on approach to how your money is invested, you can choose from our range of self-select funds.

What if I have other pensions?

If you already have a workplace pension, don’t worry. You can have several workplace pensions and while you have the option to combine your workplace pensions, there’s absolutely no requirement to do this. If you would like to find out more about how to combine your workplace pensions, click the button below.

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What can you expect from TPT?

The first thing you can expect to receive from us are details to set up your secure online account.

Once signed in to your account, you can view the current value of your pension pot, change how much you’re paying in, make changes to where your pension is invested and much more.

After that, we’ll be in touch with you throughout your pension saving journey to provide you with updates on your pension, as well as any useful information to help you get the most out of your pension and be prepared for your financial future.

What do I need to do?

Here’s a short checklist of things you can do to make sure you’re getting the most out of your TPT pension:

  • Register for your online account
  • Add beneficiaries so we know who you would like your pension to go to if you die
  • Have a think about your target retirement age. It's set to 65 by default but you can update this if you think you'll want to retire sooner or later than this age
  • Add your personal email address to enable us to stay in touch with you.
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