Defined Contribution members

Your TPT pension comes with access to an online account where you can check the value of your pension at any time, update your personal details, change the amount you're paying in, estimate your future retirement income and more.

If you've recently enrolled in the scheme by your employer, you'll receive an activation link by email (or by letter if you've not provided us with an email address) containing instructions on how to get started. Please note that a few employers don’t permit online access.

We usually receive your first pension contribution within eight weeks of your enrolment. If you ever forget your password, please go to the login screen (login.benpal.com/TPT) click ‘unable to login’, and we'll send you an email to reset it.

A percentage of your salary is paid into your TPT pension each month – usually a minimum of 5%. Your employer has to contribute a minimum of 3% to your pension too.

It's worth checking with your employer to see if they offer what's called ‘contribution matching’. This is where, if you pay more than the minimum contribution amount, they’ll pay more too. Sign in to your Retirement Savings Account to view or change your contributions. 

Now your pension is all set up, you might want to consider transferring your other pension savings to TPT so they’re all in one place. 

You can find out more about the pros and cons of combining pensions, as well as what to do if you'd like to transfer another pension to TPT.

How much money will you need to enjoy the type of lifestyle you want to live when you retire? Whether retirement is just around the corner or half a lifetime away, it’s worth thinking about what you’ll want your life to look like when you’re older – and if you’ll have enough money to make it happen.

Try our video quiz or use our handy pensions saving tool to work out if you're on track and see how to make any changes that could boost your retirement income.

Wherever you are on your retirement journey, our live webinars could help boost your pension knowledge and answer your questions. Why not book on to a session today?

Please note that our webinars are only available for TPT members.

There’s no getting around the fact pensions, and the language used to describe them, can be complicated. If you don’t know your ‘Annuity’ from your ‘Drawdown', don’t worry – you’re not alone!

Take a look at our 'jargon buster' to make sense of the lingo and see what it all means.

While you’re saving for retirement, you’ll need to decide what kind of later lifestyle you’re hoping for and work out if you’re saving enough money to achieve it.

When you’re ready to start taking your pension savings, you’ll need to be sure that you understand the different options that are available.

It might be worth considering getting financial guidance or financial advice.