Requirements for employers
All employers small, medium, and large, are legally required to auto-enrol eligible employees into a pension scheme. To be eligible, an employee needs to:
- be aged between 22 and state pension age,
- earn more than £10k a year (2024/25), and
- ordinarily work in the UK
Employees can opt out of the scheme if they want to.
Re-enroling employees
You’ll need to automatically re-enrol eligible employees around every three years, including those who have previously opted out or left the scheme, with some exceptions. You don’t need to re-enrol certain eligible employees, including those who are leaving employment, or those who have tax protection under an existing pension. Your re-enrolment date can fall up to three months before or after the anniversary of your staging date. You’ll need to re-declare compliance with auto enrolment regulations through the Pensions Regulator, within five months of the third anniversary of your staging or re-enrolment date.
Auto-enrolment resources
Discover a library of downloadable resources to help you with everything related to auto-enrolment.
Auto-enrolment guides | Doc type | Size |
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Auto-Enrolment - Defined Contribution (DC) Process
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196.2 KB | |
Auto-Enrolment - Defined Benefit (DB) Process
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95.5 KB | |
Auto-Enrolment - Employer duties (Record keeping)
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443.3 KB | |
Auto-Enrolment - Contribution Rates
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193.2 KB |
Auto-enrolment forms and templates | Doc type | Size |
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Auto-Enrolment - Members Opted Out Template
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XLSX | 10.2 KB |
Auto-Enrolment - Members Template
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XLSX | 10.6 KB |
eBusiness - Bulk Defined Contribution (DC) Enrolment Template
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XLS | 46.6 KB |
Opt Out Notice Form (DC Schemes)
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672.4 KB |
Get in touch
If you have questions or need help with your scheme, we’re available from 8:30am to 5:00pm Monday to Friday. Please have your employer number and scheme information to hand, so we can speed up your enquiry and direct you to the right team.
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Call us
You can call us on 0113 394 2770